If property is expensive in your area, buying on the open market may seem impossible, but in many parts of the country there are schemes that can help make home ownership a more realistic option. Buying a home is always a big financial commitment, but home ownership schemes can help to make it more affordable and less risky than buying privately.
You may be eligible for these schemes even if you don't have the Right to Buy or the Right to Acquire.
Although home ownership schemes can make buying a place an option, you need to think seriously about whether you will be able to afford it in the long term. The options set out in this section can cut the costs of buying but your monthly mortgage payments may still be expensive in relation to your income. Always get financial advice before you sign up to any scheme.
